Chemical Educators Legal Liability

Overview

The new Chemical Educators Legal Liability policy provides the unique coverage necessary for chemistry educators. Currently the insurance marketplace offers minimal protection for chemical educators by excluding Contingent Bodily Injury and Pollution Liability from their standard educators legal liability policies. This new plan will help educators protect themselves against risks within classrooms, teaching and research labs and community outreach activities.

The  Chemical Educators Legal Liability plan provides broad coverage to address the exposures of high school, undergrad and instructional staff and faculty employed by private, public, charter and higher educational institutions.

The new plan features:

  • Liability limit of $1,000,000 from professional liability lawsuits
  • Contingent bodily injury and property damage coverage
  • Pollution liability coverage
  • Intellectual property coverage
  • Wrongful employment practices coverage
  • Sexual harassment coverage (provided you are found not guilty or the charges are dismissed)
  • Experienced claims counsel
  • Four-tier rate scale

For more detailed plan information or to apply visit the Hays Affinity website or call 202-263-4018.

Refer to the policy for complete details, including features, costs, eligibility, renewability, limitations and exclusions.

Faculty and instructional staff with responsibility for conduct or supervision of:

Tier Rate
High school and freshman-level undergraduates instructional labs, but no responsibility for supervision of individuals research activities involving manipulations of chemical substances.  $250 
Instructional labs at any undergraduate level, but no responsibility for supervision of individual research activities involving manipulation of chemical substances.  $350 
Individual research activities involving manipulation of chemical substances but not involving pyrophoric or high energy or high toxicity substances or acutely bio-hazardous materials.  $450
Individual research activities involving or potentially involving manipulation or pyrophoric or high energy or high toxicity substances or acutely bio-hazardous materials.  $550

Plan Administrator:
Hays Affinity

1025 Thomas Jefferson St. NW
Suite 425W
Washington, DC 20007

Phone: 888-437-7008
Fax: 202-263-4001
Monday - Friday 9:00am - 5:00pm EST

Email: programs@hayscompanies.com

On-Demand Webinar

Chemical Educators: Safety Risks and Your Personal Liability 
Learn about the unique risks that chemical educators face and how to protect yourself.