Professional Liability Insurance
The Professional Liability Insurance Plan for ACS members protects you against claims alleging errors, omissions and/or negligence arising from your professional services.
Whether you are employed full-time, consulting independently or a business owner, protection is available to you at a competitive price with the exclusive ACS Professional Liability Insurance Program.
The ACS Professional Liability Insurance Program was created specifically for ACS members and features the broad breath of coverage required of Chemical Consultants.
The plan, administered by Hays Affinity and underwritten by Lloyd’s of London, features:
- Competitive Group Pricing
- Limits starting at $250,000 per claim, up to $1,000,000 per claim
- Part-Time Coverage Option
- Dedicated Claims Attorney
- Risk Management Resources
- Premium Financing Available
To find out more about the features, costs, eligibility, renewability, limitations and exclusions visit the Hays Affinity website.
Coverage is being offered through the Chemical Society Risk Purchasing Group (CSRPG), a risk purchasing group that was established for members of American Chemical Society (ACS) and its program the American Association of Chemistry Teachers (AACT). Therefore by completing an application and purchasing the insurance, an ACS or AACT member becomes a member of CSRPG.
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Policies in this professional liability insurance program are issued through certain underwriters at Lloyd's of London under the surplus lines law, and administered by Hays Affinity Solutions. Lloyd's of London currently enjoys an "A" (Strong) claims-paying rating from Standard & Poor's and an "A-" (Excellent) rating from AM Best. These ratings are your assurance of financial stability and sound operating performance. Lloyd's longevity in professional liability insurance demonstrates their long-term commitment to your coverage. Lloyd's of London provides specialist insurance services to businesses in over 120 countries. It is the world's second largest commercial insurer and sixth largest reinsurer. Underwriters at Lloyd's are not licensed insurers in any state except Kentucky, the United States Virgin Islands, and Illinois (where Underwriters are both licensed and eligible surplus lines insurers). Underwriters at Lloyd's are eligible surplus lines insurers in all other states.